DHANSETUधनसेतु
Bridging Financial Inclusion with AI Intelligence

Welcome to DhanSetu

AI-powered Cashflow Forecasting & Early Warning Platform for Rural Enterprises

For Banks, SHGs, FPOs, MFIs and Rural Enterprises
Initiative under NABARD & MoRD Framework
DPDP Act 2023 · consent-firstISO 27001-alignedSOC 2-ready
AI
Farmers
Women SHGs
Banks & MFIs
Rural Enterprises
High Accuracy Backtested Models

Validated across historical rural transaction datasets with up to 57.5% error reduction over baseline.

29.2%
90-Day Error Reduction
57.5%
180-Day Error Reduction
98.6%
90D Directional Accuracy
100.0%
180D Directional Accuracy
Why DhanSetu

One Platform, Unified Stakeholders

The same AI signals serve the merchant, field officer, and lending bank — predictions, early risk alerts, and underwriting decisions based on single consent-driven data.

3–6 Month Cashflow Foresight

Cashflow forecasting for every enterprise with confidence intervals based on digital transaction history.

Pre-Default Risk Warning

Peer-relative risk signals capture repayment stress months ahead — complete with root-cause diagnostics.

Lender Credit Capacity

Transforms stable enterprises into a pre-qualified loan pipeline using projected DSCR.

Built for Bharat

Multi-language support, UPI-first signals, and strict privacy under DPDP Act 2023.

Farmers

FPOs & Agri Collectives

Women SHGs

Women Rural Enterprises

Rural Enterprises

Kirana & Dairy Producers

Banks & MFIs

Public & Regional Banks

Government of India · Ministry of Rural Development & NABARD Initiative